Home Loan Pre-Qualify

If you are seriously shopping for a home, we highly suggest that you at least get a Pre-Qualification letter. To tour many homes on the market, the owners will require a Pre-Qualification letter. It's a good idea to have some idea of how much of a loan you can qualify for during your home shopping process. The pre-qualification process only takes a few minutes and lets home sellers know that you are a serious buyer.

Home Loan Pre-Approval

Getting pre-approved for a home loan prior to making an offer on a home or condo makes your offer as good as gold to the home seller. Pre-approval puts your mind at ease also. After you have made an offer, you know the home loan is already in place. You should consider taking this step to add some clout to your offer.

We are not in the Mortgage business. We work with any and all mortgage brokers. Be careful in choosing a mortgage broker for reasons like "he is my brother in-law". It's your money, experience counts!! Work with a reputable local mortgage broker that knows the business.

If you need a recommendation for a top mortgage broker, we utilize Tom at Response Mortgage on a regular basis and get nothing but positive feed back on his home loan knowledge and customer service skills. Tom is the regional manager for Response and knows home loans like few others. A combination of experience and integrity give us the confidence to recommend him to any of our clients. For your convenience, most Oregon John L. Scott offices have a Response Mortgage office located on site!

Response Mortgage is located in Oregon, Washington and Idaho. A mortgage banker and broker, Response Mortgage has a reputation for personalized service, creative solutions and sound advice.

Tom prides himself on meeting closing dates and specializes in purchase transactions. Best of all, he is available the same hours we are, 8AM to 8PM PST, 7days a week. Give Tom a call with any home loan questions you might have.

800-750-5346

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